5 Tips to get your payday loan  

1.       Apply at lender matching sites

Payday loans are given by financial landers. There are two types of payday loan sites: Direct Lender and Lender Matching. Direct Lender sites are run by the actual lender whereas lender matching sites collect loan applications and then submit them to many lenders on your behalf and match you with the best lender for your situation. Direct Lender websites only approve a small fraction of lender matching sites approve.

2.       Apply in the mornings

Your best chance to get an online payday loan is to apply on a weekday morning. Why is this? If you apply after 4pm, many lenders are auto-denying loan applications because they cannot full fill the payday loan because of ach cut-off times. Always apply for online payday loans in the mornings.

3.       Always provide references on the loan application

Many online payday loan applications do not require references; however, the big secret is many of the most reputable payday loan companies will score your loan application higher if you provide references.

4.       How you should enter  your next 2 pay dates on your loan application

Most online payday loan lenders will not fund a loan that is less than 4 business days. So if you are paid weekly or your next pay date is within the next 4 business days, consider applying with your second future pay date as your next pay date. This will increase your chances of getting loan.

5.       Never apply on weekends or holidays

Almost no loan applications are approved on holidays and weekends. This is for the same reasons as why you should apply on weekday mornings. So if you are paying bills Sunday night and you decide you need a payday loan, its best to wait and apply on Monday morning.